I think there is a misconception that as a financial planner, my advice is always to spend less money. Yes, there is HUGE power over the long-run in spending a little less and saving a little more (there is research that shows that your savings rate is far more important than your rate of return in achieving financial freedom), but my message is really not to spend less per se. My message is that you have to know who you are, know what is important to you and spend in line with your values. Sounds simple, but in practice of course it’s a lot harder. FULL STORY
Where Purposeful Women Manage Meaningful Wealth
Most of my clients are smart, successful women, living incredibly busy lives. Many have a secure career, but something has changed for them creating a feeling of uncertainty about their future. They have been earning and saving well but they realise they do not feel confident that their money will provide for them when they need it.
What’s interesting is that it doesn’t matter what’s happening in their life, they often share the same concerns:
When can I stop working?
Can I maintain my lifestyle?
How can I feel more confident managing my money?