Musings on Mother’s Day

This mother’s day seems quite poignant for me, because two of my sisters had baby girls this week – they were born five days apart.  For my parents it was their tenth and eleventh grandchildren.  Less than three months ago my brother and his wife had their third baby girl.  So when I go back to England this summer I will have three new baby nieces to meet. FULL STORY

Life hacks for avoiding tempation

I have been following a blogger called Mr Money Mustache (MMM) for a while.  I have written about him before (here).  He fascinates me.  He essentially started the FIRE movement – Finally Independent, Retire Early – which has attracted a real following online.  The movement is about getting down to the bare bones of spending and saving 50%, 60% or even 70% of your salary.  You don’t have to do that for very long to be able to retire.  It’s extreme in some ways and definitely doesn’t appeal to everyone, but there is something in it for sure (after all, philosophers have for hundreds of years known that having money and things won’t automatically lead to lasting happiness).   FULL STORY

What is possible?

I wouldn’t describe myself as a dreamer, but I dream a lot (I think there is a difference). My husband Al and I have been dreaming about a new boat for at least five years. Whenever we go away and fall in love with a new place, I dream about buying a house there. We just spent the weekend with a couple who quit their jobs as a lawyer and an investment banker, bought a 45-foot catamaran and are now half-way through sailing around the world with their 6- and 8-year old sons. Now we are dreaming about sailing around the world (or maybe part of the way around). FULL STORY

The big WHY.

I know I go on about this a lot (see here, here and here) but honestly, it’s one of the most important things you can do in life – find out what you value, what you care about, what makes you happy, and optimise your money for that.  In his excellent blog post, Nick Maggiulli calls it backward induction – solving for a problem in reverse. FULL STORY

The Navy Seal

A couple of weeks ago I had the pleasure of attending the Cayman Alternative Investment Summit.  It was an inspiring few days.  A couple of the highlights for me; the Greek Finance Minister, Sophia the robot, Constance Hunter, of course Will Smith and also Robert O’Neill, US Navy Seal. FULL STORY

What I spend money on.

I think there is a misconception that as a financial planner, my advice is always to spend less money.  Yes, there is HUGE power over the long-run in spending a little less and saving a little more (there is research that shows that your savings rate is far more important than your rate of return in achieving financial freedom), but my message is really not to spend less per se.  My message is that you have to know who you are, know what is important to you and spend in line with your values.  Sounds simple, but in practice of course it’s a lot harder. FULL STORY

2017 was a magnificent year

I am an optimist.  A lot of you might already know that about me!  There are two reasons why.  One, it’s a much more rewarding and fun way to live.  And two, because it’s the only thing that squares with the facts. FULL STORY

Thoughts for 2018

We are now almost two weeks into January, the month for a new start, resolutions, and goal-setting.  Science has shown though that we might be doing it all wrong.  Studies have shown that only 8% of people are still going with their resolution after the first 90 days of the year.  So why is it so hard?  Well, human nature is a complicated beast. FULL STORY

Are you ready to start your journey?

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