Saving money can be hard. In fact, I wrote in a piece recently that saving is one of the most difficult human challenges. The pull of instant gratification is just so strong. We want what we want, and we want it now.
A recent study in the US showed that 76% of Americans live paycheck to paycheck. That’s a crazy statistic. That means that most Americans don’t have the available funds to fix a broken car, book an urgent trip or look after themselves if they (or their family) fall sick. And the reason for this is that Americans have a major spending problem. FULL STORY