We all want to be free. Free to do what we want, when we want, without having to think about money. Working together we can develop a sense of ease around money so it is something that no longer causes you stress. I translate your desires for freedom into concrete goals and I work, as your compass, to help you distinguish between your stated wants and your real needs. I will support you to bridge the gap between what you’re doing now, and what needs to be done in order to get where you say you want to go.

At the start, it is about saving. Without saving there can be no investment, and without investment there can be no growth. Over time, we will calculate your magic retirement number, your target, the amount of money you need, and when you need it.   For almost all of us, we will only reach this target if our money grows. I will have to make assumptions about how quickly your money will grow over that defined time horizon, and we will adjust it over time because the process is fluid. I will use all my analysis tools and market knowledge to build you a diversified portfolio that gives you the best chance of reaching your long-term goals.

What I don’t do is make guesses about short-term market direction or allow short-term price movements to impact your long-term financial plan. I acknowledge that there are things I do not, and cannot, know. I stay focused on the factors that we can control – how much you are saving and investing, what assets you are invested in and what your timeframe is.

Once we have your magic retirement number and time horizon in writing, we have a plan. With a plan we can be confident that you can generate an income in retirement that you cannot outlive and build a legacy of wealth for your children, grandchildren or for your most loved institution.


When asked about what financial planning encompasses people tend to say that it is something to do with investing. Yes, this is correct, but only partly. Investing is a means to an end, and great financial planning begins with determining the ends. We have to start visualising what we want our future to look like. I might ask you to dare yourself to dream about your life in 20 years. Where would you be? What would you be doing? And how much money would it cost you to be doing that? That’s where we start.

This is a conversation that we will have for the many decades that we will work together. Because the goals and the dreams are fluid. They change. If we don’t try to define the goals, the investing process is futile because we are at the helm of a rudderless ship.   We have no direction.

Once we have a goal which is worth pursuing, we will put our energy towards it. I will look at your resources today, and the resources that are available to you in the future, and draw a path between that and your goals. We will set targets and create a discipline that you can follow. This is when we get to the investing process.

Many people think that investing is risky and scary. I will create an experience for you that is calming and comforting. I will help you to understand what the real risk is to you, over your lifetime. You will understand what it is that really impacts your wealth. And I will be there for you, guiding you through all the waxing and waning of the markets. I will keep you on the path that we have set, ensuring that you continue building wealth and abundance for you and the people that you love, regardless of what is going on around you.


I am a CFA Charterholder (the most highly regarded qualification in the industry) which means I have been through a rigorous testing procedure and I uphold the strictest code of ethics. I have been managing investments for more than 12 years. I understand every intricacy of the investing process and the markets.

When looking for a professional to help you implement and stick to an investment plan, remember that you are looking for a relationship to last a lifetime. There is no quick fix or instant salvation when it comes to building wealth and abundance. You are looking for compassion, empathy and a relationship that is built on mutual trust.   There are two pillars to trust – competence and sincerity, the professional side and the personal side. That is, when we work together, you will understand that I can do what I say I can do, and I will do what I say I will do.

I will help you through the emotional cycles of investing, and I will dramatically reduce your risk of investing. When we work together in that spirit of mutual trust I can save you from making decisions during times of upheaval, stress or change in your life, that will set you back on your path to your financial goals. Knowing that I am there to turn to in moments of crisis is more than a comfort, it is the perfect insurance that you will stay the course to achieve your financial objectives.

When we talk, I will take the upmost care to use plain language and not use jargon that leaves you confused or prone to procrastination. When investing your money, I will invest it with the same care and diligence as I invest my own. I have a plan for my family that has helped dispel my anxieties about our future. I want the same for you.